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Building wealth takes time. Preserving it, structuring it efficiently and passing it on effectively can be far more complex.

Whether your assets are held in pensions, investments, property or business interests, the financial decisions you make today could have a significant impact on your retirement lifestyle, tax position and the legacy you leave behind.

The iFinance Wealth Management Service provides access to experienced independent financial planners who can help you understand your options, identify potential opportunities and develop a strategy tailored to your personal circumstances and long-term objectives.

From retirement income planning and investment management to inheritance tax mitigation and estate planning, professional advice can help bring clarity to increasingly complex financial decisions.

Inheritance tax planning in a changing landscape

Proposed changes expected from April 2027 could mean pension assets form part of inheritance tax calculations for more families.

For many years, pensions have been regarded as one of the most tax-efficient ways to pass wealth between generations. If these proposals are implemented, some individuals and families may wish to review their existing arrangements and consider whether changes are appropriate.

While no single solution is right for everyone, understanding the potential impact on your estate may help you make more informed decisions about your retirement and succession plans.

Through The iFinance Wealth Management Service, you can explore:

• Pension and retirement planning
• Inheritance tax and estate planning
• Tax-efficient investment strategies
• Retirement income planning and cashflow modelling
• Wealth transfer and intergenerational planning
• Protection planning and later-life considerations

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Why use The iFinance Wealth Management Service?

Independent financial planning

Access experienced independent financial planners who can assess your circumstances and provide recommendations from across the market.

Personalised wealth strategies

Receive advice tailored to your financial goals, family situation, assets and long-term priorities.

Retirement and estate planning expertise

Understand your options for generating retirement income, managing tax efficiently and preserving wealth for future generations.

Complimentary initial consultation

Arrange an initial discussion to review your current position and explore whether professional advice could add value.

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Request your FREE Wealth Management Report

Our complimentary report explains:

• The potential implications of proposed inheritance tax changes from 2027
• How pension assets may be treated within your estate
• Approaches to structuring pensions and investments efficiently
• Retirement income options, including drawdown and annuities
• Key considerations when passing wealth to future generations

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The iFinance Wealth Management Service provides access to independent financial planning specialists.

The value of investments can fall as well as rise and you may get back less than you invest. Pension and tax rules can change and their benefits depend on individual circumstances. Inheritance tax planning and certain trust-based arrangements are not regulated by the Financial Conduct Authority.

Any references to future tax legislation are based on proposals and may be subject to change.

Associated Newspapers Limited, trading as iFinance, is an Introducer Appointed Representative of Willson Grange Limited, registered in England and Wales (company number 08333890) with its registered office at 30 Birkenhead Road, Hoylake, Wirral, CH47 3BW. Willson Grange Limited is authorised and regulated by the Financial Conduct Authority (FCA number 593803).